About

Hello!  My name is Brian and I have, literally, Retired by Choice!

In 2006 at the age of 39 I left my job and haven’t looked back!  I am not rich.  I never made a high salary.  I have no college degree.  Basically I am a normal guy who was able to realize a lifelong dream of financial freedom through determination, hard work and a little luck along the way.

Retired by Choice is where I plan to share my financial story with you.  All of it — the good, the bad and the very ugly.  There is a lot of ugly too — as you will see I’m no financial genius and I made (and continue to make) bad financial decisions.

In spite of those mistakes I was still able to pay off debt and become completely debt-free, own a house with no mortgage, and live my life the way I choose without money worries.  That is the message I hope comes through: that no matter what you financial or life situation and no matter how many mistakes you make there is always the possibility of achieving your financial goals.

Retired by Choice isn’t about getting rich (quick or otherwise), although if you apply sound financial principles throughout your life that is certainly a possibility.  Rather, it is about becoming financially independent so you can make choices in your life without being limited by your financial situation.  It is about having CHOICES period.  To me that is what financial freedom is all about.

I am sharing my financial story and history to provide a real-life example to learn from.  Just because something worked for me doesn’t mean it will automatically work for you.  Conversely, a poor financial choice for me isn’t necessarily a poor choice for you.  There are no blanket rules that apply to everyone.

You can read more about my financial story at My Financial Story

Have a question?  Many are answered in the FAQ.

I can be reached through the Contact Page.

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